FAQ

No credit history means you haven’t taken your first loan yet. Insta Auto Solutions is always open to providing credit to first-time borrowers, helping you build your credit history while getting the power sports toy you want.

No, bankruptcy does not affect our loan approval process. Even if you are not discharged from a bankruptcy or still in the proposal phase, you can still get a loan. Plus, taking a loan can help rebuild your credit standing.

It depends on your credit. We aim to secure a loan without any down payment. In most cases, your credit is not as bad as you think, and we are often able to negotiate a solution with the banks to either avoid a down payment or, if necessary, settle on a limited down payment figure. Either way, we strive to find loan options that work for you.

We are a direct lender, and our loan processes are smooth and quick. We provide approvals within 24 hours as long as you provide all the required information.

We use Secure Socket Layer (SSL) technology to keep your credit information and other private data secure. Additionally, we ensure that private information remains private and is never shared. So yes, all your information is secure. Take a look at our Privacy Policy for more details.

The monthly rates depend on the toy you purchase and can range anywhere between 4.99% to 29.9%. We will work with you to settle on a monthly rate and a payment plan that you can afford.

There are no hidden costs or fees for getting your power sports toy financed through us.

How much you can borrow depends on your ability to repay. Once you submit your application, we will provide you with a definite figure.